Xend Finance Wallet4.0.5 - App Store

Full App Description
Xend Mobile - Your Gateway to Global Finance, Savings & Digital Wealth

Take full control of your financial future with Xend Mobile. Designed for global citizens, crypto enthusiasts, and smart savers, Xend Mobile empowers you to store, transfer, swap, and grow your wealth effortlessly across fiat and digital assets.

Whether you're looking to hedge against inflation, earn high yields on your savings, send money across borders via XendBridge, or spend anywhere with virtual cards, Xend Mobile puts institution-grade financial tools right in the palm of your hand.

KEY FEATURES
Multi-Currency & Digital Wallets
Deposit, store, and manage your assets with real-time balance tracking, multi-asset wallets, and transparent transaction histories.

Flexible Savings & Yield Investments
Put your money to work! Earn competitive yields with flexible savings options, automated recurring deposits, and seamless token swaps within investment plans.

Instant Token Swaps & XendBridge
Convert stablecoins and tokens in seconds with low fees and maximum efficiency using our integrated cross-chain bridge and swap mechanism.

Virtual Cards & Global Spending
Generate virtual cards for your online shopping, subscriptions, and worldwide digital payments instantly.

Fast Transfers & Address Book
Send money instantly to contacts or on-chain addresses. Scan QR codes for lightning-fast recipient setup and manage your saved contacts with ease.

Enterprise-Grade Security & Identity
Your security is our top priority. Protected by biometric authentication (Face ID / Fingerprint), Passcodes, 2FA, end-to-end encryption, and real-time transaction PIN checks.

Multi-Language & Global Support
Available in multiple languages (English, French, German, Spanish, Portuguese, Indonesian, Swahili, Tagalog, Mandarin, Japanese, Korean) with 24/7 dedicated customer support.

Key Highlights
- Custom DeFi wallet
- Backed by Binance, Google Launchpad, and other leading investors
- Access stablecoins such as $USDT, $USDC, $CNGN, with more assets coming soon
- Flexible & fixed savings options
- Low gas fees with optimized transactions
- Audited multiple times by top blockchain security firms

Why Xend Finance?
Unlike traditional apps, Xend Finance is built as a global DeFi Wallet that puts you in control. No hidden charges, no complicated steps - just simple, secure saving and earning on your crypto.

Support & Community
Telegram: https://t.me/xendFinance
Discord: https://discord.io/xendfinance
Reddit: https://www.reddit.com/r/XendFinance/
Medium: https://medium.com/xendfinance
Announcements: https://t.me/XendAnnouncements
Email: hello@xend.finance

About Xend Finance
Xend Finance is a global DeFi wallet offering savings and yield opportunities with up to 15% APY. Powered by an open Web3 infrastructure, we make DeFi simple, accessible, and secure for everyone. Our team includes professionals from blockchain, cryptography, and fintech, backed by Binance, Google Launchpad, and other global investors.

Version History Fresh New Design & Experience
Enjoy a sleek, modernized user interface designed for faster navigation, clearer balances, and smoother interactions.

Payments to More Currencies
Send cross-border transfers and perform payouts to an expanded list of global fiat currencies and digital assets with low fees.

Enhanced Biometrics & Security
Your safety is paramount. We’ve upgraded our biometric authentication (Face ID / Touch ID), passcode validation, and transaction security controls to keep your account bulletproof.

Airtime, Mobile Data — Top up airtime, and buy data bundles directly inside the app!

10+ Supported Languages
Now fully localized! Access Xend Mobile in English, French, German, Spanish, Portuguese, Indonesian, Swahili, Tagalog, Chinese (Simplified), Japanese, Korean, and more.

=> Coming Soon:

Virtual & Physical Cards
Take your funds anywhere! Create and manage virtual debit cards for online shopping, with physical card support rolling out for global spending.

Utility Bill Payments — Pay for bills: Electricity, TV, directly inside the app! 4.0.5 Jul 25 - Updated KYC process
- Direct transfer feature
- Swap other Tokens 3.1.5 10/07/2025 Virtual Account Numbers have been Added. 3.0.5 08/26/2025 New features to invest in assets like Real Estate, Stocks, and Money Markets and add value to your portfolio. 3.0.1 06/02/2025 New features to invest in assets like Real Estate, Stocks, and Money Markets and add value to your portfolio. 3.0.0 05/29/2025 Introducing Money Markets: Xend Finance now democratizes access to bonds, mutual funds and other money markets which yield high returns up to 21% Annual yields.

Introducing cNGN: Naira stablecoin has been added to the Xend Finance App to enable users now invest with Naira. 2.5.2 05/21/2025 Introducing Money Markets: Xend Finance now democratizes access to bonds, mutual funds and other money markets which yield high returns up to 21% Annual yields.

Introducing cNGN: Naira stablecoin has been added to the Xend Finance App to enable users now invest with Naira. 2.5.0 05/15/2025 - Added Support for Loans
- Added Support for Fixed Plan termination
- Added Support for Xend Bridge history
- Fixed homepage images flickering
- Gamification: Earn points performing actions
- Zero-interest savings: For people that don’t want any interest in their savings (Halal Savings)
- Bank Statement: Request your Bank Statement
- Dark Mode: Switch between Light and Dark Modes
- Other Bug Fixes 2.4.0 06/18/2023 - Added Support for Loans
- Added Support for Fixed Plan termination
- Added Support for Xend Bridge history
- Fixed homepage images flickering
- Bug fixes 2.1.5 12/14/2022 - Completely new design
- Support for staking XEND tokens.
- Support for USDC and USDT savings.
- Swap tokens
- Updated support for Instant SEPA, Wise and Paypal
- Update to enable users to Delete Accounts.
- Bug fixes and other updates. 2.1.4 11/02/2022 - Completely new design
- Support for staking XEND tokens.
- Support for USDC and USDT savings.
- Swap tokens
- Updated support for Instant SEPA, Wise and Paypal
- Update to enable users to Delete Accounts.
- Bug fixes and other updates. 2.1.3 10/26/2022 - Completely new design
- Support for staking XEND tokens.
- Support for USDC and USDT savings.
- Swap tokens
- Updated support for Instant SEPA, Wise and Paypal
- Update to enable users to Delete Accounts.
- Bug fixes and other updates. 2.1.2 10/18/2022 - Completely new design
- Support for staking XEND tokens.
- Support for USDC and USDT savings.
- Swap tokens
- Updated support for Instant SEPA, Wise and Paypal
- Update to enable users to Delete Accounts.
- Bug fixes and other updates. 2.1.1 10/12/2022 - Completely new design
- Support for staking XEND tokens.
- Support for USDC and USDT savings.
- Swap tokens
- Updated support for Instant SEPA, Wise and Paypal
- Update to enable users to Delete Accounts.
- Bug fixes and other updates. 2.1.0 10/12/2022 - KYC Verification for customers
- 2FA security
- Added support for Ghana and Kenya via XendBridge 1.2.5 05/05/2022 - Location update fixes
- No network error pop up
- Add ToDos 1.1.8 03/28/2022 - New Referral links
- Bug fixes 1.1.7 03/04/2022 - Referral links: Unique referral links with deep linking.
- Analytics: Added UXCam and Google analytics 1.1.6 03/04/2022 - Updated insurance logo on Login
- Show pending savings deposits and withdrawals
- Show pending Xend Bridge orders
- Fixed issues with Auto Logout
- Added Chat button to Login screens 1.1.2 02/22/2022 - New Wallet Address:
- Your wallet address has been updated. Please ensure that you use this new wallet address when you want to send money to your wallet.

- App Security
- Auto Logout feature has been implemented. This will ensure that the app always logs out when you are not using the app.

- Pending Transactions:
- You can now view your pending transactions in the app for each currency.

- Fixed Savings Topup
- You can now top up your existing fixed savings. Go to the existing savings plan and click on Top-up savings plan. 1.1.0 02/03/2022 - App bug fixes
- Performance improvement for faster Transactions
- Reduced Gas fees for transactions 1.0.9 01/10/2022 This is the initial version of the Xend Finance App.

The app enables you to save in stable currencies and earn interest. Start saving today to enjoy high-interest rates on the Xend Finance App. 1.0.4 11/30/2021 1.0 11/29/2021